You’re excited to start a business. Maybe you have an idea, or you’re just fascinated with the idea of launching and growing your own enterprise.

You’re willing to take some risks, like leaving your current job or going without personal revenue for a while.

But there’s one logistical hurdle stopping you: You don’t have much money.

Related: 7 Myths About Starting a Business That I Used to Believe

On the surface, this seems like a major problem, but a lack of personal capital shouldn’t stop you from pursuing your dreams.